Lawsuits have become an everyday staple of American life. Jury verdicts in excess of primary insurance policy limits can be collected against your personal assets. Protect your assets and your finances with a Personal Umbrella Policy.
You need a Personal Umbrella policy if:
- You have considerable assets that would be at risk in the event of a personal lawsuit. For example, rental properties, office buildings, or other investments and assets registered in your name.
- You have a higher risk for a loss. For example, multiple vehicles, youthful drivers, multiple properties owned.
- Your profession or occupation makes you a target for personal lawsuits.
Personal Umbrellas are relatively inexpensive and in today's society, if you have much to lose, they're a necessity.
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